SWIFT (Society for Worldwide Interbank Financial Telecommunication) is the backbone of international banking communication. It enables financial institutions to exchange standardized, encrypted payment instructions across borders with accuracy and reliability.
SWIFT does not hold or move money. Instead, it securely transmits messages that instruct banks on how to debit and credit accounts between correspondent institutions worldwide.
SWIFT standards are used by over 11,000 financial institutions, ensuring seamless global interoperability.
Messages are encrypted, authenticated, and monitored to protect against fraud and unauthorized access.
SWIFT supports compliance with global AML, KYC, and financial transparency frameworks.
SwiftPay operates exclusively with licensed financial partners and adheres to international regulatory standards, including AML and KYC requirements.
Every transaction is traceable, auditable, and processed within regulated banking frameworks.
SwiftPay does not sell SWIFT codes, activation codes, switch codes, or unlock codes. SWIFT codes are public identifiers issued by banks and are never purchased.